OpenBinacle® Pay



A borderless payment platform and financial technology solution that enables our users and businesses to send and receive payments across borders seamlessly.



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A borderless payment platform for any bank account anywhere in the world.

OpenBinacle® Pay, a borderless payment platform, is a financial technology solution that enables OBMeet® and OBTranslate® users or merchants to make payment and withdrawal transactions seamlessly across different countries and currencies, using any bank account.

With the integration of the Pan-African Payment and Settlement System (PAPSS) API, OpenBinacle® Pay aims to eliminate the traditional barriers associated with cross-border payments, such as high fees, delays, and the need for multiple currency conversions.

Our multi-currency platform provides OBMeet® and OBTranslate® users or merchants with robust tools that allow them to keep track of payment transactions, payment requests and invoices with notifications on their email.

Benefits:

  • Payments in the available currencies of your multi-currency account.
  • Automatically swaps currencies at the real exchange rate.
  • Reduction in transaction costs compared to traditional banking.
  • Fast and efficient transactions.
  • Integration with multiple banks.
  • Security and compliance.
  • Real-time tracking and notifications.

Requirement:

  • A valid ID card or international passport is required to identify you.
  • Get a local bank account, so you can transact ordinary local payments.


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Fraud Detection and Prevention

We utilize OpenBinacle's AI algorithms to analyze transaction patterns and identify anomalies that may indicate fraudulent activity. Our machine learning models continuously learn from transaction data to enhance the platform's ability to detect and prevent fraud in real time.

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Data Security and Privacy

We leverage OpenBinacle's AI tools to analyze user behavior, transaction history, and preferences to offer personalized recommendations and insights.

We have implemented OpenBinacle's AI-driven solutions for data encryption, anomaly detection, and intrusion prevention to enhance the overall security of the platform. We Utilize our AI to monitor and identify potential security threats, providing proactive responses to mitigate risks.

Our AI algorithms can streamline and automate compliance processes, ensuring that the platform adheres to regulatory requirements in different regions. Our financial technology enhances Know Your Customer (KYC) processes using OpenBinacle AI to efficiently verify user identities while maintaining a high level of security.

Our AI-based risk management tools can assess the risk associated with each transaction and user profile.

How It Works

1. Register for free.

Sign up online for free. All you need is an email address, telephone number or a business name.

2. Verify your identity.

For some currencies, or for large transfers to users bank account, we need a photo of your ID.

3. Payment Wallet

Our wallet allows you to receive automated or generated payment orders and request from users.

4. Send Money

Send or receive payment with ease, keep track of payment transactions, requests, and invoices.

5. Earn Commission

Earn points when you send or receive cash from recipients account, you could earn upto $1.00.

6. That's it

We'll handle the rest. You can track your transfer in your account, and we'll inform the recipient.


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A borderless payment platform for any bank account anywhere in the world.

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We're available in over 91 countries, and we add new currencies all the time.

The Multi-Currency Wallet

With OpenBinacle® Pay, you can remit money in your multi-currency account.

Our users can hold over 100 currencies and can exchange them with each other within seconds - whenever the exchange rate seems convenient.

With us, you always get the real exchange rate and the low, transparent fees we are known for.



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Automation of Compliance Processes

We employ AI-driven predictive analytics to forecast currency exchange rate movements and market trends and Implement AI to streamline and automate compliance processes, ensuring that the platform adheres to regulatory requirements in different regions.

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Predictive Analytics for Market Trends

OpenBinacle® Pay borderless payment platform can improve its operational efficiency, and also deliver a more secure, personalized, and user-friendly experience to customers worldwide.


Regularly we update and improve our AI models to stay ahead of emerging trends and challenges in the global financial landscape.


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OpenBinacle® products and logo are trademarks and/or registered trademarks of OpenBinacle Group


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OPENBINACLE MEET

OpenBinacle Meet ("OBMeet"): Important! Intended for people 13 years of age and older. Some apps, games, and experiences may be suitable for a more mature audience. Announcement of OpenBinacle features, functions and content: Features, functionality and content may be changed or withdrawn at any time, may not be available in all regions or languages, or may be restricted; may require activation of activated software or services and additional terms, conditions and/or fees may apply.

OpenBinacle Meet Important privacy policy https://global.obmeet.com/company/privacy/

*OpenBinacle Meet is for ages 13+. You (in case of a natural person) represent that you are over the legal age. You may not sign-up, access or use the services for any purpose if the preceding sentence is not true. Without limiting the foregoing, you must be of legal working age. When you order, activate, subscribe to, or uses any services, such services will be subject to an initial subscription term or period (the "Initial Subscription Period") and any renewal terms or periods applicable thereto (collectively, the "Subscription Period" or "Order Term"); unless expressly provided otherwise, the initial subscription Period is 12 months from the initial order, activation, subscription, or use date and automatically renews for successive 12 month periods thereafter, unless terminated or not renewed in accordance with these Customer Terms. If you do not want to renew, you must following our non-renewal processes and stop using the applicable services. If you place an order for Apps, you authorize vendors to access or use certain data in the applicable OBMeet Products. This may include transmitting, transferring, modifying or deleting such data, or storing such data on vendor or third party systems. For OBMeet Apps, this access and use is covered by our privacy policy. Any third party vendor's use of accessed data (whether data in the OBMeet Products or separately collected from you or your device) is subject to the applicable Vendor Terms. You are solely responsible for your decision to permit any third party vendor or third party App to access or use data to which you've granted access. It is your responsibility to carefully review the vendor terms, as provided by the applicable third party vendor. For full terms and conditions, see https://global.obmeet.com/company/terms/

Refund Policy

You are entitled to a full refund of pre-paid fees if you terminate your Initial Subscription Period within 30 days of the start of such Subscription Period. You are also entitled to a refund in the event that You terminate pursuant to a material uncured breach by OBMeet. In the foregoing cases, OBMeet will refund You a pro-rated portion of pre-paid Fees for Services not actually made available or received by You as of the date of such termination as your sole and exclusive remedy for such termination. Except as expressly provided otherwise, all fees and amounts are non-refundable and non-cancellable.

OpenBinacle Portal

OpenBinacle Portal: Availability of various OpenBinacle Portal voice commands. User experience may vary. A wireless internet connection and OpenBinacle or OBMeet account are required. OBMeet Messenger is available on tablets. Features, functions, and content vary and may not be available on all portal models or in all regions and languages. Some features may require an OpenBinacle account and OBMeet or OBTranslate app download. Account registration, additional terms, and fees may apply. Amazon, Alexa, and all related logos are trademarks of Amazon.com, Inc. or its affiliates. Other names and trademarks may be considered the property of others.

OpenBinacle Translate

OpenBinacle Translate ("OBTranslate"): OBTranslate requires a wireless internet connection and OBTranslate account. Compatible with all devices. It is available in all countries. Voice assistant or translation is available in English, Italian, French, Swahili, and many diverse languages. Features, functionality, and content are subject to change or withdrawal at any time. Please visit https://obtranslate.com/faq/ for the most up-to-date information. For ages 13 and up only. This product will not interfere with personal devices. Requires updates to be installed from time to time, including prior to first use. While using OBTranslate, it is always the user's responsibility to comply with any local laws and regulations, especially those relating to privacy and the use of recording devices.

Contact information: OpenBinacle Limited, 71-75 Shelton Street. Covent Garden. London WC2H 9JQ. United Kingdom

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